While many independent contractors buy insurance for themselves, you may need to provide some types of insurance for the contractors you hire as a way of covering their liabilities and your own. Does my small business insurance cover independent contractors? If your independent contractors need coverage, you can add an independent contractor to your own […]
Be prepared with a commercial insurance renewal checklist
Just like going to the doctor for a checkup every year, it’s critical to do the same for your business. One way to keep your company healthy is to assess your insurance coverage and current policies annually. Is your business’ insurance coverage healthy?It’s important for small business insurance policies to meet a company’s evolving needs. […]
What are insurance premiums, policy limits, and deductibles?
Being informed about key insurance terms can save you time and money when shopping for commercial insurance. Similar to other specialized industries, small business insurance has unique words and phrases that might be unfamiliar to business owners exploring commercial insurance options for the first time. Three words that you’ll regularly encounter with most insurance policies […]
10 tips to help you buy small business insurance
The range of options for small business insurance can be overwhelming. Learn how to choose the right coverage for your small business. Every small business owner needs to manage risk, and selecting insurance is among the easiest, and best, ways to do that. The right insurance protection helps your venture get off the ground and […]
How nurses can avoid malpractice claims and lawsuits
When nurses care for multiple patients at a time, it puts them at risk of malpractice claims and lawsuits. Let’s take a look at the most common risks for nurses and how to reduce the chance of a mishap. Avoiding claims in the first place can help you avoid costly litigation, as well as the […]
What happens if your car insurance lapses?
Learn about the possible risks and penalties for letting your commercial auto insurance lapse, and what you should do if it happens. Commercial auto insurance is one of the most important policies for small business owners who own and operate company vehicles. Even a short lapse in coverage could be an expensive hassle for both […]
Errors and omissions lawsuit tips for real estate professionals
Errors and omissions coverage can help manage professional liability risks associated with the real estate industry. Get free quotes and buy online with Insureon. Real estate and title business owners are especially susceptible to errors and omissions (professional liability) lawsuits because they handle expensive property transactions. Because there are thousands of ways a real estate […]
What is the difference between garage keepers vs. garage liability insurance?
Garage keepers insurance and garage liability insurance cover different risks in the auto services industry. You may need both policies to financially protect your business. Any business that maintains or stores customer vehicles on its property faces unique risks. A customer’s car could be stolen or vandalized, or a customer could be injured by an […]
Film equipment insurance might be cheaper than you think
Insuring your film equipment is a smart and affordable way to protect thousands of dollars of gear that often moves from location to location. Every photo and video shoot has risks for any production company. Your camera equipment could be damaged, misplaced, or stolen. Replacing your own equipment is expensive, but the right business insurance […]
Do I need insurance to sell baked goods from home?
Selling baked goods from your home offers enormous flexibility and autonomy. However, similar to a traditional small business, you’ll still need to get insurance for protection against the many types of liabilities, such as lawsuits. Home-based bakeries have become increasingly popular in recent years. They are a great way to earn income from your own home […]